Fallout New Vegas - the pre-seventh inning stretch review (80-90 hours)

Yeah you read that right, I'm coming up on the 90 hour mark.  I know I still have a long way to go (and one or two more reviews to wring out of the game) but here are my impressions at this point in the game.

Pros:

1. The story and the "mature" themes (not naughty or sexy though there are some) such as massacres by government forces, intrigue, double dealing, heavy alcoholism and drug dependence and some really depressing story arcs. 
2. Right now I have the choice between selling out one of my companions to a pretty nasty bunch of folks (for a high profit and the opportunity to turn around and murder all of them) or not selling her out and putting both me and her at risk of life and limb.  Or we can walk into the bastards' HQ guns ablazing.  Or I can stealth into the HQ alone and try to dig up incriminating evidence.  Or I could turn down the job.  Hmmm..."what would Joe do?  Shoot everybody, say something cool, and smoke some cigarettes..."
3. The characters and companions.  Two of my two new favorite game characters are in Vegas; Raul and Grandma Lily.  I am really enjoying the story arcs for Boone and Rose as well.
4. Crafting ammo.
5. Dealing with factions.
6. Planning my new character to RP - a drug addicted chemist/snake oil peddler with a mean streak and a proclivity for explosives.  Basically my evil character out to manipulate and murder his way across the Mojave.

Cons:

1. The glitches and bugs are pretty bad at times.  There will be long stretches where everything is hunky dory and then the engine hiccoughs and stutters.  Unfortunately I just don't think the game should have been published in this condition.  Reviews and gameplay would have benefitted immensely.
2. The load times can be a little frustrating at times, especially during step'n'fetch quests that require you to enter and exit several different areas.  That being said there's no rhyme or reason to the length of a load screen.
3. I wish you could choose between being a ghoul and a human.  This isn't really a con but I really would love to RP a ghoul.

So you take the good, you take the bad.  Fortunately I can and am ignoring the exterior on this rough gem because it's what's on the inside that counts.